UP Kisan Karj Mafi Scheme 2026: Objective, Benefits, Eligibility, How to Apply, & Required Documents

The UP Kisan Karj Mafi Scheme, which is also known as “Uttar Pradesh Kisan Rin Mochan Yojan", is a welfare initiative launched by the Government of Uttar Pradesh to waive the agricultural loans of small and marginal farmers.

So, let’s explore its objective, benefits, eligibility, how to apply, and required documents for the UP Kisan Karj Mafi Scheme 2026.

Quick Overview: UP Kisan Karj Mafi Scheme 2026

What is UP Kisan Karj Mafi Scheme 2026?

The UP Kisan Karj Mafi Scheme is launched by the Government of Uttar Pradesh to waive the loans of small and marginal farmers. This scheme was launched in 2017.

Objective

As in India, farmers play an important role in the production of crops, but their efforts and contribution remain undermined in the country. 

So, the main objective of this scheme is to take measures regarding the welfare of farmers; Uttar Pradesh launched this scheme.

This scheme was launched to help the farmers. Under this scheme, 75% of the loan amount was given by the government, and the remaining 25% was given by the allotted banks.

Benefits

The benefits of the UP Kisan Karj Mafi Scheme are: 

1. Small and marginal farmers' loans are waived up to ₹1 lakh.

2. Under this scheme, 75% of the loan amount was given by the government, and the remaining 25% was given by the allotted banks.

Eligibility Criteria

The eligibility criteria for this scheme are:

1. Permanent resident of Uttar Pradesh.

2. Small & marginal farmers who have land up to 2 hectares.

3. Loan taken from any Scheduled bank, Cooperative Banks or Regional Rural Banks.

4. Loan outstanding as on 31 March 2016.

5. Farmers must be registered on the official portal with KYC Aadhaar updates.

6. Farmers must not be defaulters from any other government schemes.

How to Apply for the Uttar Pradesh Kisan Rin Mochan Yojana 2026?

To apply for the Uttar Pradesh Kisan Rin Mochan Yojana 2026, applicants must follow these steps:

1. First, visit the official portal of Uttar Pradesh Kisan Rin Mochan Yojana (https://upkisankarjrahat.upsdc.gov.in)

2. Click on the new registration on the UP Kisan Rin Mochan home page.

3. Fill out the application with your Aadhaar details, bank loan account number, and Khasra Khatauni.

4. Submit the OTP to submit the application.

5. After registration, the district-level committee verifies all the details.

6. After verification, if the application is found satisfactory, the waiver loan amount is transferred to the beneficiary's account.

Required Documents

List of the required documents:

1. Aadhaar Card

2. Khasra Khatauni/Land record

3. Bank loan account details

4. Bank Passbook

5. UP Domicile Certificate

6. Passport-size photograph