CM Rekha Gupta Launches Lakhpati Bitiya Yojana; Phase-out of Ladli Scheme Announced

On February 9, 2026, the Delhi Chief Minister Rekha Gupta introduced the Lakhpati Bitiya Yojana to renovate the existing Ladli Scheme in order to offer girls more financial stability in education until graduation. 

The scheme provides maximum deposits of Rs 56,000 in form of phased deposits in bank accounts linked to Aadhaar, which matures in over 1 lakh with interest, after fulfilling important milestones. It will help to close the Ladli Scheme by March 31, 2026, and it will spend 190 crores on benefiting every deserving girl.

What is Lakhpati Bitiya Yojana?

This welfare program is based on national programs under the title of Lakhpati Didi, where funds are invested in girls as future wealth makers. They are deposited in the education levels: birth/registration, Class I, VI, IX, XI and graduation/diploma. 

After age 21 or degree attainment, maturity opens Rs 1 lakh+ to encourage school and higher school retention. It was highlighted by CM Gupta as an investment towards the future of the country.

Who is Qualified to the Scheme?

Girls who are born in Delhi, and with their families living in the city throughout 3+ years and an annual income less than Rs 1.20 lakh are eligible. Only two surviving daughters per family. Late registration permitted in Class I/VI/ IX/ XI entry or college. Broadened to include girls in government-registered institutions in India, such as the orphans in child care homes.

What is Better about it than the Ladli Scheme?

Last Ladli gave Rs 36,000; new scheme with increased Rs 56,000 with interest, resolves the problem of unclaimed funds. The entire digital application/payment process does not require office visits. 

Stricter protection: compulsory vaccinations, none are allowed to marry off (before 18 loses rights), only recognized institutions are allowed. Leftover amounts are returned to government.

Procedure of Application and Implementation

Completely on-line through Aadhaar-based portals to transparency. Parents enroll infants within 1 year or at school/college milestones. 

Deposits were automatically triggered on checked progress (admission proofs, health records). Rs 190 crore paid to recover past dues and this has covered 100 percent.

Effect on Female School Education in Delhi

Intends to reduce financial-based dropouts, which will result in empowerment. Similar to Beti Bachao Beti Padhao in that aid depends on compliance with health/education. 

It can help millions of people, and there will be more women who will be able to study higher and make themselves self-sufficient Lakhpati. Fraud is reduced through digital tracking.

Lakhpati Bitiya Yojana changes the picture of welfare of girl child in Delhi by providing girls with a corpus of 1 lakh maturity to guarantee future and education. 

Through digitization and scaling up Ladli, it is an example of focused, responsible assistance, making the daughters the power of the society.